News & Views - Savantor

EMV speculation

Friday, 15 April 2011

There were a few fascinating snippets of information recently which seemed worthy of comment.  Chip and PIN machines are apparently the source of a new virus but not the sort that you might think.  More than half of people questioned in a new survey are worried about high levels of contamination on ATM and Chip and PIN machines.

In total, 60.2% said they were “very concerned” or “somewhat concerned” about using ATMs while a further 56.2% were similarly apprehensive about using Chip and PIN payment machines. Additionally, 59.1% of those surveyed were anxious about using touch screen information points in public places.

The research was, not surprisingly undertaken for antibacterial protection specialists Microban Europe.  Microban’s research shows that a range of bacteria including Escherichia. coli, Staphylococcus aureus, Shigella species (faecal bacteria), Klebsiella pneumonia, Salmonella typhi, Streptococcus species and Enterococcus species can all be found on ATMs and Chip and PIN machines.  These microbes can multiply rapidly given the right conditions and, as the machines are used frequently and by different people, can easily be transferred via the machines from person to person.  So beware – Chip and PIN can damage your health! 

While we’re on the chip topic Chase Card Services claims to be the first US bank to issue a chip and signature card and Wells Fargo are trialling an EMV card so maybe the US is finally doing the sensible thing. Lastly, according to the BBC web site, approximately 40,000 UK businesses are expected to provide customers with the option of paying at the PoS via NFC-enabled mobile devices in 2011 so maybe the UK is finally doing the sensible thing too.

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