News & Views - Savantor

Jarkko Anttiroiko joins Savantor International

Wednesday, 19 January 2011

Savantor Ltd., a specialist in the provision of business and technical expertise to many well known banks, card schemes and third parties in the card payment industry, is pleased to announce the appointment of Jarkko Anttiroiko as Principal Consultant, Cards and Payments.

Savantor believes that as the payments industry transitions through major structural and technological change there is a strong demand to call on the wisdom of experienced, practitioner-based consultants. Over the past few years, the company has systematically strengthened its pool of experts to cover multiple geographies and specialist disciplines.

Jarkko is well-known in the Finnish market, where he helped transition OP-Pohjola Group to be the market leader in cards, but also in ensuring the SEPA roadmap met the needs of the Nordic banks through his membership of the European Payments Council Cards Working Group.

His list of other key achievements includes the introduction of the first major EMV combination (credit/debit) card; combining mass market EMV bank cards with a major retailer-led loyalty programme and transitioning the national debit card to international scheme-branded SEPA compliant debit and debit/credit cards. Jarkko also introduced a new consumer proposition when migrating a major card portfolio from charge cards to fully equipped revolving credit cards.

Jarkko will distinctly enhance Savantor’s offering by bringing a Nordic/Finnish perspective, additional card business P&L understanding, the application of new technology in mass market terms and utilisation of electronic channels in customer services and sales.

Rod Nixon, Managing Director of Savantor International said “As we enter the fifth year of our successful European expansion, this appointment underlines our determination to harness the best talent in the industry for the benefit of banks, processors and schemes. It gives me great pleasure therefore to welcome Jarkko Anttiroiko to our company and we look forward to combining his skills and experience with the rest of the Savantor team”.

“I’m excited about this opportunity to strengthen Savantor’s presence in the Finnish and Nordic markets” added Jarkko “and to help banks and other participants in the card payment value chain benefit from local access to Savantor’s broad and deep expertise. I’m sure our customers will greatly benefit from this knowledge as the market opens to European level competition.”

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Client Quotes

Credit Card Migration and Operational Support

"The bank has undergone significant transformation of its card business on both the issuing and acquiring sides. One business partner we have looked to for support in the areas of strategy, major project leadership, management analysis and ongoing business support is Savantor. The Savantor team has contributed to our success as we have leveraged their deep industry knowledge and broad range of operational skills."

Sean Sheehan, Service Management Director - Bank of Ireland

Payment Specialists

"Working close with Savantor's professionals over the years in the payment arena. I appreciate the skills and knowledge these guys have and will surely engage with them when opportunities arise. The current engagement with Savantor is full to satisfaction and beyond."

Idsert Walta, Head of Banking Categories - Nordea - Scandinavia

Acquiring market insight and strategy review

"Savantor brought an independent perspective and valuable insight that enabled Rabobank to ratify options for delivery and future growth and make informed business decisions in support of our target business model. Having used Savantor on a number of strategic projects, we have no hesitation in recommending their services to others."

Evert R Fekkes, SVP Payment & Savings Services - Rabobank - Nederland

Business and Platform Strategy

"Savantor successfully advised Rabobank during preparing of the platform migration for cards. Savantor demonstrated thorough knowledge of business processes and market players combined with a practical approach."

Evert Fekkes, Business Information Manager - Rabobank - Nederland

Platform Selection

"Savantor's support in our platform selection process has enabled us to sustain our profitability and positioning for the future. Their advice and guidance was essential to our decision-making."

Robert Lambert, Head of Cards Strategy - Permanent tsb bank - Ireland

Moneris Solutions

"Savantor did an outstanding job of the review and I received nothing but positive feedback on the interaction with our management team."

Jeff Guthri, COO - Moneris Solutions - Canada

Acquirer Specialist Support

"OP-Pohjola Group has used Savantors help in numerous different specialist projects differing from risk assessment to management tool creation to transaction analysis. We have been very satisfied by the quality of the service provided by Savantor's experts."

Kai Lindstrom, Head of Acquiring - OP-Services Ltd - Finland

Acquirer Risk Assessment

"The expertise provided by Savantor has greatly helped us evaluate our risk position and to take the right steps in managing our future risks. Strong, disciplined planning and an ongoing willingness to work closely with our staff played an enormous part in making this a very successful well-delivered project which will greatly help us in achieving our business goals."

Mark Healy, Chief Risk Officer - NEOVIA Financial - UK

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