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Elisa – NFC Product Launch

Elisa, a leading Nordic mobile network operator, uses Savantor’s expertise in advanced payment technologies to diversify into new markets

To achieve their objective of launching an innovative new mobile contactless product, Elisa recognised their requirement for additional expertise in new payment technologies and the ability to understand and navigate through international payment scheme processes.

Savantor, as experts in the payment cards market, was selected by the mobile network operator to assist with their fast-moving new initiative and to provide the framework and necessary expertise to undertake the programme successfully.

Savantor’s team undertook the following:

  • Comparison of different international scheme products in relation to Elisa’s requirement
  • Identification of key differences between payment scheme products and suppliers in terms of NFC and EMV technology.
  • Review of appropriate form factors including NFC-enabled mobile phones and contactless stickers.
  • Recommendation of optimum product set to fulfil Elisa’s requirements.
  • Review of potential partner opportunities in terms of business and operational models and processes.
  • Guidance for application to MasterCard as a Payment Institution and the relevant scheme licences to support the Elisa initiative.

Rod Nixon, Managing Director of Savantor International, recognises that Savantor’s market experience ensured the successful launch of an innovative product in a brand new area where limited in-house expertise was available.

"We are delighted to have been involved in the programme for the launch of the Elisa E-Wallet which supports both virtual credit cards and MasterCard PayPass"

Features of this assignment:

  • The dedicated support of a payments expert throughout the programme who provided subject matter expertise, programme continuity and knowledge of the local and international payments market.
  • ‘On-demand’ highly-specialised expertise needed for specific, critical path activities during the programme.
  • Specialised technical support on an ad-hoc basis to ensure smooth implementation of the pilot and subsequent timely launch of the product.
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Client Quotes

Market Insights

"Savantor did a good job in helping us understand the dynamics of a key growth area for Trionis. Savantor's ability to listen and their degree of commitment have always impressed me. They have been of great help in providing us important market insights and I would not hesitate to work with them again in future."

Ernst Verbeek, Managing Director - Trionis - Belgium

Interchange Review

"Savantor did a superb job in confirming what we believed was an area of weakness. The detail we now have will enable us to agree internally what we need to do to improve structure, control and income. Nationwide management were very impressed with the quality of the Savantor team."

Adam Slater, Senior Manager - Banking - Nationwide Building Society - UK

Acquirer Risk Assessment

"The expertise provided by Savantor has greatly helped us evaluate our risk position and to take the right steps in managing our future risks. Strong, disciplined planning and an ongoing willingness to work closely with our staff played an enormous part in making this a very successful well-delivered project which will greatly help us in achieving our business goals."

Mark Healy, Chief Risk Officer - NEOVIA Financial - UK

Credit Card Migration and Operational Support

"The bank has undergone significant transformation of its card business on both the issuing and acquiring sides. One business partner we have looked to for support in the areas of strategy, major project leadership, management analysis and ongoing business support is Savantor. The Savantor team has contributed to our success as we have leveraged their deep industry knowledge and broad range of operational skills."

Sean Sheehan, Service Management Director - Bank of Ireland

Acquiring market insight and strategy review

"Savantor brought an independent perspective and valuable insight that enabled Rabobank to ratify options for delivery and future growth and make informed business decisions in support of our target business model. Having used Savantor on a number of strategic projects, we have no hesitation in recommending their services to others."

Evert R Fekkes, SVP Payment & Savings Services - Rabobank - Nederland

Complex Cards Business Transformation

"This was a major business transformation that required us to build an excellent team made up of internal bank specialists, supported by external card business, technical and operations expertise. Savantor provided specialists from the local market and with international experience to fill a variety of important roles. The Savantor resourcing team are professional, reliable and good people to work with."

Ricardo Gomez, Director - Operations & Technology - WiZink Bank - Spain

Complex Multi-Country Migration

"This complex migration, undertaken simultaneously in Spain and Portugal, has been a complete success. Savantor has provided us with excellent support for over 3 years, both in the original business transformation programme and now this double migration. We value their open and honest approach to business, and of course the expertise that they bring."

Ricardo Gomez, Director, Operations & Technology - WiZink Bank – Spain & Portugal

New Fuel Card Guidelines

"Savantor successfully assisted Clear2Pay by providing specialist EMV expertise."

Marie Costers, General Manager - Clear2Pay Open Test Solutions

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