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Elisa – NFC Product Launch

Elisa, a leading Nordic mobile network operator, uses Savantor’s expertise in advanced payment technologies to diversify into new markets

To achieve their objective of launching an innovative new mobile contactless product, Elisa recognised their requirement for additional expertise in new payment technologies and the ability to understand and navigate through international payment scheme processes.

Savantor, as experts in the payment cards market, was selected by the mobile network operator to assist with their fast-moving new initiative and to provide the framework and necessary expertise to undertake the programme successfully.

Savantor’s team undertook the following:

  • Comparison of different international scheme products in relation to Elisa’s requirement
  • Identification of key differences between payment scheme products and suppliers in terms of NFC and EMV technology.
  • Review of appropriate form factors including NFC-enabled mobile phones and contactless stickers.
  • Recommendation of optimum product set to fulfil Elisa’s requirements.
  • Review of potential partner opportunities in terms of business and operational models and processes.
  • Guidance for application to MasterCard as a Payment Institution and the relevant scheme licences to support the Elisa initiative.

Rod Nixon, Managing Director of Savantor International, recognises that Savantor’s market experience ensured the successful launch of an innovative product in a brand new area where limited in-house expertise was available.

"We are delighted to have been involved in the programme for the launch of the Elisa E-Wallet which supports both virtual credit cards and MasterCard PayPass"

Features of this assignment:

  • The dedicated support of a payments expert throughout the programme who provided subject matter expertise, programme continuity and knowledge of the local and international payments market.
  • ‘On-demand’ highly-specialised expertise needed for specific, critical path activities during the programme.
  • Specialised technical support on an ad-hoc basis to ensure smooth implementation of the pilot and subsequent timely launch of the product.
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Client Quotes

Payments Workshop Material

"Savantor helped ACI build a payments onboarding workshop for new technical staff in ACI EMEA. Their extensive experience took our outline and built a great starting presentation of industry facts that we have now customised further into a half day session that is used for all new joiners. Our Americas and APAC regions have also taken the material and customised it for their regions. A great job by Savantor has meant new joiners to ACI hit the ground running."

Richard Sanders, Principal Solution Consultant - ACI - Worldwide EMEA

Payment Specialists

"Working close with Savantor's professionals over the years in the payment arena. I appreciate the skills and knowledge these guys have and will surely engage with them when opportunities arise. The current engagement with Savantor is full to satisfaction and beyond."

Idsert Walta, Head of Banking Categories - Nordea - Scandinavia

Acquirer Transformation

"We needed a programme manager for a complex transformation who also brought a broad understanding to help stakeholders through the change. We have been delighted with the delivery and outcomes from this engagement with Savantor."

Michael Liquornik, Executive Vice President - Neovia Financial - UK

Interchange Review

"Savantor did a superb job in confirming what we believed was an area of weakness. The detail we now have will enable us to agree internally what we need to do to improve structure, control and income. Nationwide management were very impressed with the quality of the Savantor team."

Adam Slater, Senior Manager - Banking - Nationwide Building Society - UK

Acquirer Strategy and Operating Model

"Savantor brought an effective blend of European acquirer market expertise and transaction processing solution design. Their experts quickly forged strong working relationships with our team. We enjoyed working with them to create our future acquirer strategy."

Mikko Hyttinen, SVP - Lending Services - OP-Pohjola Group - Finland

Acquiring market insight and strategy review

"Savantor brought an independent perspective and valuable insight that enabled Rabobank to ratify options for delivery and future growth and make informed business decisions in support of our target business model. Having used Savantor on a number of strategic projects, we have no hesitation in recommending their services to others."

Evert R Fekkes, SVP Payment & Savings Services - Rabobank - Nederland

Moneris Solutions

"Savantor did an outstanding job of the review and I received nothing but positive feedback on the interaction with our management team."

Jeff Guthri, COO - Moneris Solutions - Canada

Credit Risk Review for New Product Launch

"We needed expert help at short notice and Savantor were very impressive in their response and knowledge. The results were very clear and useful, enabling us to quickly make good progress on the next steps."

Sami Karhunen, Head of Business Intelligence and SME Sales - Point Transaction Systems Oy - Finland

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