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Elisa – NFC Product Launch

Elisa, a leading Nordic mobile network operator, uses Savantor’s expertise in advanced payment technologies to diversify into new markets

To achieve their objective of launching an innovative new mobile contactless product, Elisa recognised their requirement for additional expertise in new payment technologies and the ability to understand and navigate through international payment scheme processes.

Savantor, as experts in the payment cards market, was selected by the mobile network operator to assist with their fast-moving new initiative and to provide the framework and necessary expertise to undertake the programme successfully.

Savantor’s team undertook the following:

  • Comparison of different international scheme products in relation to Elisa’s requirement
  • Identification of key differences between payment scheme products and suppliers in terms of NFC and EMV technology.
  • Review of appropriate form factors including NFC-enabled mobile phones and contactless stickers.
  • Recommendation of optimum product set to fulfil Elisa’s requirements.
  • Review of potential partner opportunities in terms of business and operational models and processes.
  • Guidance for application to MasterCard as a Payment Institution and the relevant scheme licences to support the Elisa initiative.

Rod Nixon, Managing Director of Savantor International, recognises that Savantor’s market experience ensured the successful launch of an innovative product in a brand new area where limited in-house expertise was available.

"We are delighted to have been involved in the programme for the launch of the Elisa E-Wallet which supports both virtual credit cards and MasterCard PayPass"

Features of this assignment:

  • The dedicated support of a payments expert throughout the programme who provided subject matter expertise, programme continuity and knowledge of the local and international payments market.
  • ‘On-demand’ highly-specialised expertise needed for specific, critical path activities during the programme.
  • Specialised technical support on an ad-hoc basis to ensure smooth implementation of the pilot and subsequent timely launch of the product.
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Client Quotes

Interchange Review

"Savantor did a superb job in confirming what we believed was an area of weakness. The detail we now have will enable us to agree internally what we need to do to improve structure, control and income. Nationwide management were very impressed with the quality of the Savantor team."

Adam Slater, Senior Manager - Banking - Nationwide Building Society - UK

Payments Platform Strategy and Sourcing

"We were in urgent need of external independent expertise to supplement our internal resources. Senior consultants had to quickly integrate with our team and actively contribute. Their experts quickly forged strong working relationships and delivered to our brief. We enjoyed working with them to develop our future platform strategy."

Evert R Fekkes, SVP - Payment & Savings Services - Rabobank Nederland

EMV Migration Planning

"It was a strategic imperative for the bank to be EMV compliant for our payment cards and the experience that Savantor brought to the company has proved to be invaluable."

Eddie Sweeney, Chief Technology Officer - AIB Bank - Ireland

Complex Cards Business Transformation

"This was a major business transformation that required us to build an excellent team made up of internal bank specialists, supported by external card business, technical and operations expertise. Savantor provided specialists from the local market and with international experience to fill a variety of important roles. The Savantor resourcing team are professional, reliable and good people to work with."

Ricardo Gomez, Director - Operations & Technology - WiZink Bank - Spain

Acquirer Risk Assessment

"The expertise provided by Savantor has greatly helped us evaluate our risk position and to take the right steps in managing our future risks. Strong, disciplined planning and an ongoing willingness to work closely with our staff played an enormous part in making this a very successful well-delivered project which will greatly help us in achieving our business goals."

Mark Healy, Chief Risk Officer - NEOVIA Financial - UK

Moneris Solutions

"Savantor did an outstanding job of the review and I received nothing but positive feedback on the interaction with our management team."

Jeff Guthri, COO - Moneris Solutions - Canada

Platform Selection

"Savantor's support in our platform selection process has enabled us to sustain our profitability and positioning for the future. Their advice and guidance was essential to our decision-making."

Robert Lambert, Head of Cards Strategy - Permanent tsb bank - Ireland

New Payments Initiative

"In moving our new initiative into reality, we required specialist payments knowledge and forward thinking in the retail sector. Savantor supplied this and provided very effective guidance throughout. We enjoyed working with them."

Sophie High, Head of Innovation Delivery - Cancer Research UK

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