Acquirer Risk Assessment
"The expertise provided by Savantor has greatly helped us evaluate our risk position and to take the right steps in managing our future risks. Strong, disciplined planning and an ongoing willingness to work closely with our staff played an enormous part in making this a very successful well-delivered project which will greatly help us in achieving our business goals."
Mark Healy - Chief Risk Officer - NEOVIA Financial - UK

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Major UK bank - Interchange Review

Savantor’s payment scheme experts provide major bank with cost saving opportunities of c€200,000

In order to ensure the effectiveness of the Acquirer Interchange settings and process, a major bank asked Savantor to review the bank’s UK based acquirer platform.

This involved assessing the current settings and making recommendations from a commercial standpoint on how to reduce cost or improve income.

Savantor’s team undertook the following:

MasterCard and Visa consumer and commercial cards (excluding Switch/Maestro).

Transaction types for standard purchase and refunds.

Effectiveness of Interchange process and validation procedures.

Ensuring the optimum usage of the in-house processing platform.

Review of Acquiring platform settings versus Payment Scheme programmes.

Doug Tuson, Executive Director at Savantor, identified Savantor’s in-depth industry knowledge as a key ingredient to delivering client satisfaction.

“Our consultants are aware of the major issues across all aspects of card payments. Our detailed understanding of card scheme regulations and bank processing operational areas provide an effective source of expertise to rapidly deliver benefit to our clients.”

Features of this assignment:

Merchants who are late submitters.
Enhanced management information.
Operational process changes.
Further areas for improvement on merchant billing.
On-Us processing and merchant transactions.

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